Terms and Conditions

Effective Date: 9/25/2024

Welcome to Prosper Partners Plus (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, services, and programs. By accessing or using any part of Prosper Partners Plus, you agree to be bound by these Terms. If you do not agree to all the terms and conditions, then you may not access the website or use any services.

Please read these Terms carefully.

1. Acceptance of Terms

By accessing or using our services, you agree to comply with these Terms, our Privacy Policy, and any other legal notices or guidelines we may provide. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years old to access and use our services. By using our services, you represent and warrant that you have the legal capacity to enter into this agreement.

3. Services Provided

Prosper Partners Plus offers financial education, coaching, and advisory services to help clients achieve their financial goals. Our services are provided on a subscription or one-time basis, depending on the plan you choose.

4. Payments and Fees

Subscription Plans: You agree to pay all fees associated with your chosen subscription plan. Subscription fees are billed on a recurring basis (monthly or annually), depending on the plan selected.

Refund Policy: Payments for services are non-refundable unless specified otherwise in the service agreement or by law. If you cancel a subscription, you will not receive a refund for any unused portion of the billing period.

Late Payments: Failure to make payments on time may result in suspension or termination of your access to services.

5. User Responsibilities

Account Security: You are responsible for maintaining the confidentiality of your account credentials. Any activity under your account is your responsibility, whether authorized or unauthorized.

Prohibited Conduct:
You agree not to:
Engage in illegal activities.
Use our services for any unauthorized or malicious purposes
Interfere with the proper functioning of our website or services.
Share content or information that is false, misleading, or defamatory.

6. Opting Into Emails and Text Messages

By providing your email address and/or phone number to Prosper Partners Plus, you consent to receive communications from us via email and text message. These communications may include:

Updates about your account or services
Newsletters
Special offers or promotions
Service-related announcements

You may opt out of receiving promotional emails and text messages at any time by:

Following the unsubscribe link in any promotional email
Replying “STOP” to any text message
Contacting us directly at [email protected] to request removal from our mailing list

Please note that even if you opt out of receiving promotional communications, we may still send you important service-related messages that are necessary to your account or transactions.

Standard message and data rates may apply for text messages.

By opting in, you confirm that you are the authorized user of the provided phone number and that you are responsible for any charges related to text messages.

7. Cancellation and Termination

Cancellation: You may cancel your subscription at any time. Upon cancellation, your access to paid services will continue until the end of the current billing period.

Termination by Us: We reserve the right to suspend or terminate your account or access to services if you violate these Terms, fail to make payments, or engage in harmful activities toward Prosper Partners Plus or other clients.

8. Intellectual Property

All content, logos, trademarks, and other intellectual property related to Prosper Partners Plus are the property of Prosper Partners Plus or its licensors. You may not reproduce, distribute, or create derivative works from any of our materials without prior written consent.

9. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We do not make any warranties, expressed or implied, regarding the accuracy, completeness, reliability, or suitability of our services. You use our services at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Prosper Partners Plus, its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold Prosper Partners Plus, its officers, directors, employees, and agents harmless from any claims, losses, damages, liabilities, or expenses (including attorney's fees) arising from your use of the services, violation of these Terms, or infringement of any third-party rights.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective upon posting to our website. Your continued use of our services after such changes indicates your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and Michigan, without regard to its conflict of law provisions. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts of Michigan.

14. Dispute Resolution

In the event of any dispute or disagreement, both parties agree to attempt to resolve the matter amicably through negotiation or mediation before pursuing any formal legal action.

15. Contact Information

If you have any questions or concerns regarding these Terms or the services provided by Prosper Partners Plus, please contact us at:

Email: [email protected]

Phone:

Mailing Address:

By using our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.